Sainsbury's Bank is urging pet owners to ensure their pet insurance policies cover dental insurance. Dental problems are among the most common conditions pets suffer from, and might lead to expensive vet bills.
The pet insurance provider said pet owners should check that the dental insurance of their pet insurance policy covers for both dental illness and dental problems that are related to accident.
Vets say almost two-thirds of the dogs and cats they treat need their teeth cleaned, and 29 per cent need more extensive dental treatment.
But Sainsbury's estimate that only a third of pet insurance policies covers the full value of vet fees.
Pet insurance manager at Sainsbury's Bank, David Pickett, warned that some pet insurance policies provide dental insurance cover only in the event of accidents.
"But as pets get older the majority of dental treatment required will be as a result of illness rather than injury. This means that those policy holders without dental cover for illness will have to pay for the treatment themselves," he said.
Mr Pickett said this is why Sainsbury's Bank recently developed a Pet Insurance Charter, outlining the minimum level of pet insurance cover a policy should provide according to them.
This includes adequate cover for dental treatment, he said.
Sainsbury's Bank has been named as the "Best Overall Provider" for the second successive year in the 2004 Your Money Direct Awards.
Sainsbury's Bank opened in 1997 as a joint venture with Halifax Bank of Scotland.
The bank has a range of available financial services, including insurance, loans, credit cards and savings accounts.




