UK residents with financial liability have been urged to take out life insurance.
Jonathan French, a life insurance spokesman for the Association of British Insurers, warned that UK residents cannot know what the future holds and should ensure that they have adequate life insurance.
"Life and protection insurance is something which anyone who has some sort of financial interest or liability should consider very strongly about taking out," he said.
"You simply cannot predict what might happen in the future."
The expert commented in the wake of recent figures from the Association of British Insurers, which revealed a growth in life insurance and pension sales.
Chris Kenny, the body's director of life and pensions, claimed that the industry is healthy, stating that continued employer involvement with pensions is a driving force behind business growth.
The statistics showed that new business has hit £3.813 billion in the third quarter of 2006, representing a 30.2 per cent increase on the same period last year.
However, Mr French noted that the single and premium market - which includes life insurance - has been relatively static.




