Students given home insurance warning

Fri, 24 Aug 2007

Home insurance is important to students irrespective of whether they live in halls of residence with high levels of security, according to an industry observer.

Cooper Healey, manager of Manchester Student Homes , noted that students should ensure they have their possessions covered "wherever they are living".

Taking out home contents insurance is advisable, she said, as there is always a chance that someone will become a victim of crime.

Many halls of residence offer insurance included in rent policies, Ms Healey added.

Private halls are often gated and mean there is a greater level of security, which should give some level of peace of mind to residents.

Ms Healey explained that apart from gates, private halls also have "a series of locks and doors that one needs to get through before you reach the goodies".

CCTV also acts as a deterrent, while 24-hour on-site staff or security patrols also ensure a greater level of safety, she added.

However, all tenants should take precautions to enhance their safety, no matter where they live.

Ms Healey's advice is to lock doors and windows and not to display laptops in bay front windows.

She added that those in halls should be careful about who they let into blocks. "One of the easiest things to do when you're living in a hall of residence is to hear the buzzer going and just buzz people in and that can leave the whole block vulnerable," Ms Healey said.

Funded by the University of Manchester and Manchester Metropolitan University, Manchester Student Homes is the official source of private sector student accommodation .

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