Scottish homeowners who are planning to join the Burn's Night revelries have been urged to double check the terms of their home insurance policy to ensure that they are covered in the event of an accident.
Burn's Night takes place every year on January 25th and celebrates the life and writings of poet Robert Burns, who was born on that date in 1759.
Traditionally, it is a time for socialising, drinking and witnessing spectacular fireworks displays, but home insurance provider Zurich has warned people to watch out.
According to the home insurance company, 32 per cent of revellers who held Burn's Night parties saw their households experience some form of damage, ranging from spilt wine to stray fireworks careering into the roof.
And the average repair bill for these accidents apparently stands at £100 - although some residents may have sustained more substantial damage that necessitated contacting a home insurance broker.
Martin Hall, head of personal lines underwriting at Zurich, commented: "If people are planning to celebrate Burn's Night with a party at home, it's worth taking a few minutes to check their insurance policies - possibly even considering extending the protection for their contents to include accidental damage."
Some home insurance policies automatically increase cover during certain high-risk periods of the year, such as immediately after Christmas Day.




