Following recent reports of MP Andrew George's expenses claims, which allegedly include a home insurance policy in his daughter's name, homeowners are being warned not to be tempted into ‘fronting' which is where incorrect names are put on polices.
While Andrew George is unlikely to have done this to benefit from cheaper premiums the consequences of ‘fronting' can have serious consequences.
Darren Black, head of home insurance, said: "The practice where someone else acts as the alleged policyholder is called ‘fronting' and is classed as insurance fraud . If it is discovered that ‘fronting' has taken place, policyholders run the risk of invalidating their entire policy and in some cases it may result in prosecution."
Mr Black added that with around 300,000 second homes across the country, getting them insured is not difficult. "There is simply no need to put the policy in somebody else's name and run the risk of invalidating the insurance," he said.




